<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Homepage -->
  <url>
    <loc>https://www.signalwealth.io/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Core pages -->
  <url>
    <loc>https://www.signalwealth.io/how-it-works.php</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.signalwealth.io/for-advisors.php</loc>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.signalwealth.io/closed-beta.php</loc>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.signalwealth.io/contact.php</loc>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Legal / utility pages intentionally excluded from sitemap
       (already noindex via top.php):
       /privacy.php, /terms.php, /opt_in.php -->

</urlset>
